LICA Safety Group
Workers Comp Safety Insurance Programs
Members of the LICA, the Land Improvement Contractors Association, hold themselves to a higher standard of workmanship in resource management and land improvement practices. They deserve coverage that matches their commitment, and premiums that won't drive them out of business.
The state-run insurance program for LICA members is not a self insurance program; it's a recognition of their high-quality work and dedication to safety.
A fully insured workers' compensation program for LICA memebers. Offers reduced premiums and increased dividends based upon stringent underwriting guildlines. The program provides these additional benefits:
- Up-front discount as high as 20 percent
- Unparalleled service, savings and stability
- Assistance with premium audits
- Dividends average 42% percent over the last five years
- 2006, 2007, 2008, and 2009 dividend of 45 percent
- Convenient payment plans
- Timely certificate of insurance issuance
- Low minimum premiums
Service you can count on
Capital Bauer Insurance Agency Inc. is the exclusive safety group manager for the LICA Workers' Compensation Program, and one of the largest independent insurance agencies in the state of New York. Uncompromising service to our clients has been the foundation of our business since 1957. Let us put our extensive knowledge of workers' compensation and all types of business insurance to work for you.
Eligible contractor classes
- Grading
- Gravel and stone
- Directional boring
- Landscaping
- Ditch lining
- Open ditch work
- Drainage systems
- Earth moving
- Reclamation
- Erosion control
- Excavation
- Seeding and sodding
- Trucking and hauling
- Underground utilities
- Water conservation
- Farm ponds and lagoons
- Irrigation and well drilling
- Land clearing and leveling
- Sewer and water lines
- Stream bank protection









