Company Profile

Service You Can Count On

At Capital Bauer Insurance, we maintain the highest degree of integrity and professionalism. Uncompromising service to our clients has been the foundation of our business since 1957. Our professionals will take the time to assess your current protection and provide recommendations to ensure that you have adequate coverage at the right price to meet your needs. Many of the insurance companies we represent specialize in insuring specific types of businesses or industries, offering special coverage and pricing. With our insurance company partners, we can evaluate your business' current conditions and recommend ways to lower property, auto workers' compensation or liability losses. Lower losses will not only reduce your insurance costs, but also increase your productivity by avoiding downtime. When you do have a claim you need fast, fair service. As independent agents, we work to make that happen. That's why we only represent companies with excellent records for settling claims fairly and promptly. Our quality service has allowed us the opportunity to serve many large companies, small businesses and individuals alike. Call on us to ask questions and get answers. Find out about additional coverage, update your policy, or report a claim.

You can count on Capital Bauer. We're available for you, whether your need is large or small.

Working Together to Design Your Portfolio

When it comes to purchasing insurance, it's important to work with a firm that advocates for you, the consumer. Capital Bauer works for you as professional, independent insurance agents; we do not work for an insurance company. Because of this we are able to comparison shop on your behalf and secure policies that meet your needs, and your budget.

Our agents will work directly with you to design and implement a customized coverage plan. We will discuss your options and make recommendations so that you can make informed decisions about the coverage you purchase.

The Benefits of using an Agent

By using an agent to purchase insurance, the policyholder receives more personal service. An agent with whom there is direct contact can be vital when purchasing a product and absolutely necessary when filing a claim. A local, independent agent is able to deliver quality insurance with competitive pricing and local personalized service.

We want to make sure you're prepared.

When you apply for an insurance policy, you will be asked a number of questions. For example, the agent might ask you your name, age, gender, address, etc. In addition, you will be asked a number of other questions which will be used to determine how likely you are to make a claim. When an insurance company is deciding whether or not to offer automobile insurance to a potential customer, it will want to know about the person's previous driving record, whether they have any recent accidents or tickets, and what type of car is to be insured. Insurance companies have different programs for different customers. Adults with good driving records will generally pay less for auto insurance than will a young driver with traffic tickets. In order to determine which program you qualify for, an insurance company needs basic information about you. In addition to your age, gender and driving experience, information about the vehicle you drive, and how you drive it, is also needed to determine a fair price. For example, a large luxury car costs more to repair or replace than a sub-compact; and, someone who commutes 30 miles each way is more likely to be in an accident than someone who rides the bus to work and drives only on weekends.

Capital Bauer can handle both your Personal and Commercial Insurance needs.

Personal Lines

Whether it's for your car, home, boat or any other special need you hay have, we work with you to select the level of protection you need. Our staff of personal insurance specialists will help you choose programs designed to fit your goals, budget and lifestyle.

Commercial Lines

We understand the challenges of operating a business in today's economic climate, and one concern of businesses today is the rising cost of insurance. At Capital Bauer we recognize that you want the most comprehensive coverage possible, but at a price to meet your bottom line. Whether your business is large or small, we have the products to meet your needs. Every business and industry is different; we identify ways to properly insure the unique hazards of your business. As business owners ourselves, we understand the special protection businesses need to prosper.